Financing Your Dream Project
Flexible Financing for Your Home Improvement Project
Whether you’re remodeling your kitchen, building an ADU, or creating your dream backyard with a pool, financing can help bring your vision to life sooner.
VIP General Contractors Inc partners with Hearth to provide homeowners with flexible financing options designed to fit a variety of budgets, making it easier to start the project you’ve been dreaming about.
Don’t Put Your Dream Home on Hold
Your home should grown with your lifestyle, not your savings account.
Many homeowners choose financing to begin their renovation sooner while preserving their emergency savings and maintaining financial flexibility. Whether you’re creating additional living space, modernizing your home, or investing in your property’s long-term value, financing can help make your goals more attainable.
Projects Eligible for Financing
No matter the size of your project, financing options are available to help make your investment more manageable.
Financing Made Simple
Tell Us About Your Project
Meet with our team to discuss your vision, project scope, and goals.
Explore Your Financing Options
Review personalized monthly payment options through Hearth.
Apply Online
See available loan options in minutes, without affecting your credit score.
Start Building
Once approved, we’ll get started bringing your dream home to life.
Why Homeowners Choose Financing
Financing gives you the flexibility to complete your project on your timeline instead of waiting years to save.
Benefits Include:
✔ Preserve your savings
✔ Affordable monthly payment options
✔ Complete your renovation all at once
✔ Increase your home's value
✔ Invest in your family's comfort and lifestyle
Financing Through Hearth
We’ve partnered with Hearth to make financing your home improvement project simple, fast, and transparent.
Through Hearth, you can:
✔ View personalized monthly payment options in minutes
✔ Check available offers without affecting your credit score
✔ Access loan amounts up to $250,000
✔ Receive funding in as little as 1–3 days
✔ Enjoy no prepayment penalties
✔ No home equity required
Whether you’re planning a single-room remodel or a complete home transformation, Hearth helps you find financing options that work for your budget.
Frequently Asked Questions
Still have questions? Take a look at the FAQ or reach out anytime. If you’re feeling ready, go ahead and apply.
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No. You can view your personalized payment options without affecting your credit score.
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Qualified homeowners may be eligible for financing up to $250,000, depending on lender approval.
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Many qualified borrowers receive funding within 1-3 business days after completing the financing process.
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Yes. Hearth financing options include no prepayment penalties, allowing you to pay off your loan early if you choose.
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No. Home equity is not required to explore financing options through Hearth.
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Financing may be available for virtually any residential improvement project, including kitchens, bathrooms, ADUs, home additions, custom homes, pools, outdoor living spaces, and whole-home renovations.
Ready to Get Started?
Your dream home may be more affordable than you think.
Explore personalized financing options today and take the first step toward creating a home you’ll love for years to come.